Dympna Atwell's Blog
Generally, a closet ought to bring simplicity to your life. Whether it's a large walk-in or an itty-bitty space, a neat closet should be where you can get the things you need any time of the day. However, keeping a closet neat and organized can be more complicated than it seems. One day you have a clean closet that makes you hum James Brown's "I feel good." The next day the closet looks like a sharp gust of wind swept through it. No worries. Erase your closet headaches with these excellent tips.
Remove What You Don’t Need
Save with Hanging Organizers
Hang Items on the Inside of the Door
Store Out-of-Season Items
Add a Light
Store Your Shoes Elsewhere
If you've ever wondered about renewing tile in your home wonder no more, it is a process that most of us can accomplish and have a beautiful finished product when done. Following the correct steps ensures lasting beauty and quality.
Cutting it out
To begin with, you will need to cut out the old grout. Removing it can be accomplished with a utility knife if it is a small area. As this can be a complicated method, if the surface is a little larger, there are circular cutting tools that are available to rent or purchase at your local home improvement store.
Match it or go all the way
After you get the old grout cleaned out, you will want to make sure that the grout you are replacing it with is the same color as the existing grout unless you want to cut all of it of the area that you are working. Replacing an entire area (for example a shower or bathroom floor) is something that you may or may not want to do depending on the condition of the existing grout.
Getting it on
When you buy your grout, it will come as a powder that you will mix up and then smooth into the spaces between the tiles. When purchasing it make sure that you have enough to complete your project, better to return some then not have what you need ready to use when you are in the middle of the application. Once you have filled in-between the tiles, take a wet sponge and clean it off of the tile surfaces.
Curing and sealing are essential
Grout typically takes 2-3 days to cure and then it will be necessary to seal it, primarily if it is a surface designed to get wet and used. Once the manufacturer's cure time has been met for the grout apply the sealant. Again this must be allowed to cure which can take another couple of days. Refer to the manufacturer's instructions for cure time as this part is crucial to the quality of the finished product.
Improving the looks of your home
All in all, this may take some time to finish, but you will be delighted once completed correctly, and you have the assurance that it will last for years to come- improving life in your home and its value in the process. If you get into this process and find you don't want to finish it, or don't even want to get started because this already sounds like more than you want to do, contact a local tile professional to come out and take a look at it for you.
Over the years, mortgage options were likely limited to what a person's local bank was willing to offer him or her. But today's new marketplace provides several fresh opportunities. With the continuous influx of alternative lenders, many homebuyers are now fully ready to connect with lenders all over the nation. Online, they can check out several loan systems to the extent of choosing their preferred way of borrowing.
For the first-timer or homeowner looking to refinance a family homestead, alternative lenders are worth considering as you begin the loan-shopping process.
What is an alternative lender?
Succinctly, an alternative mortgage lender is a non-bank entity that provides you with home loans. These lenders offer homebuyers benefits they won't get if they go through their local banks.
Today's market is getting more intense and saturated with lenders from which to select and brokers who will utilize that extensive knowledge and experience to help homebuyers navigate the arena to get the best mortgage.
Also, you may notice that your bank mortgage options restrict applicants with low credit scores or poor employment history. If you may fall into any of these categories, then you will need to embrace alternative mortgage lenders since they offer you loan options you won't see anywhere else.
Types of alternative lenders
At the onset, when you start your mortgage search, you will come across two categories of lenders. The direct lender and the middlemen. The direct lender is the business that offers some loan products. Credit unions, banks, and a few online lenders belong to this category. The middle man, on the other hand, includes companies whose duty is to bring homebuyers to lenders. Good examples are the brokers and lending marketplaces.
Although alternative mortgage lenders bring people a step closer to homeownership by reducing the high cost of bank loans, they still have their merits and challenges.
- A quick and straightforward application process
- You may receive the funds within a day
- You can get a loan even if you have a poor credit history
- You can develop a good relationship with the lender to get a lower rate perhaps next time
- Most of their loans are usually a large amount
- Some alternative mortgage lenders may charge you hidden fees
Choosing to get your home through alternative mortgage lenders is a personal choice. However, it is exciting to know that there are more options when it comes to financing your home. Before choosing a lender, seek pre-approval from both a traditional lender and an alternative lender.
A family vacation is great! It's an ideal way for parents and their kids to feel fresh and have fun after the daily grind at the office and the school. A family vacation also creates beautiful memories and strengthens the bond of a family. However, before parents plan out a family vacation, some essential things must tag along with them and failing to pack these things can potentially ruin the whole holiday. Apart from the clothes, do you think you know any other essential things? Take a look below:
- Driving license or tickets for bus, train or plane
- Camera to capture the moments as well as its charger to power up the battery when it gets low
- Mobile phone and charger
- Toothbrushes and paste
- First aid kit
- Mosquito repellent
- Ice spray
- Passport and visa document
- EU adapters
- Proof of relationship in case your children have a different surname
- Insurance documents
- Sun hat
- Sunscreen lotion
- Sand toys
- Towel, and wipes
Do You Have a Toddler?
- A bag of snacks is always a great idea. As the saying goes, an apple a day will keep the doctor away. When going on a vacation with a toddler, it is advisable to bring the snacks because a bag full of snacks will keep your kid's boredom away. However, you need to be careful about the kind of meals you bring along. Avoid sugary snacks if you don't want them to have a stomach upset.
- Cartoons: While on vacation with kids, ensure you load up your smartphone with some kids’ cartoons like Dora the Explorer, Peppa Pig, Wonder pets, etc. Kids shows are a lifesaver and would give you some alone time to rest.
- Toys: Even if the vacation is just a couple of days, make sure you bring some toys if you don't want to hear any whining or see any displeased faces.
- Extra diapers: If your kid is still using diapers, ensure you take some extra with you. Just in case things get messy. Kids can get very cranky if their diapers get soiled.
- Extra wipes: It is second nature for babies and toddlers to drop spits. Get a rolled tissue for easy cleanup.
- Garbage bag: Kids are known for creating a mess. With that in mind, make sure you have a garbage bag with you to dispose of the mess your kids will make, for those moments you aren't close to one.
Think about your everyday needs and cross check that with your travel needs to ensure you have everything necessary.
When your family is searching for a home, it’s an exciting time for the adults, but if there are children involved, it can be a difficult task. Children don’t have to be left in the dark during a home search. Children of all ages can be involved in the process of finding a home. Read on for tips on how to make your kids feel a part of the home search process.
Preschool-aged children might seem not to be aware of the fact that your family is searching for a home, but they can still very much be a part of the process. One thing to remember about young children is that you shouldn’t give them too many options. Once you have narrowed down the homes to a few and the time to buy a home is close, it’s a good time to tell your toddler about the fact that you’re moving. While you probably don’t want to take your kids along with you on all of your home viewings, you can bring the children with you. Even the opinions of the tiniest among us can help contribute to a final decision.
Older children may be more challenging to deal with during a move. These kids are more aware of the changes to come and maybe more reluctant of the entire process. It’s best to include children this age (around 6-9 years old) in conversions about your plans. Where do you hope to move? What neighborhood will the home be? Show them pictures of potential new homes. Allowing kids this age to share their thoughts on location and the types of houses you’re looking at can help to ease fears and anxieties. Remind your kids that the final choice is up to the adults but that you appreciate and welcome their input.
Older Children And Teenagers
Pre-teens and teenagers can play a part in the house search. Make sure that they understand that there’s no pressure on them to pick a house but their input is essential to you. Teens are tweens should be encouraged to come along on house tours to help give an opinion on the properties in person.
The older the kids that are involved, the more you should value and welcome your input. Make sure that you reassure your teens, letting them know that they can continue their favorite activities. Do a little research on the new community first, or allow your kids to do a bit of research themselves.